I personally try to fix stuff like that because I don't like to go around looking... to me at least, trashy. When I have something nice I try to keep it looking nice. I know you have extenuating circumstances right now, just my two cents. I would at the very get it estimated. Sorry to hear about all the crappy stuff happening to your car man. I have a few small dings from a hail storm last year that I will get estimated once winter is over, and a tiny star crack in the upper right hand corner of my windshield that I didn't even notice. It's right over the frame so I can't get it filled 