Ouch!!! Sounds like you are ok, but sorry about the K7!! Hopefully, they can get it back to like new soon!:cry
Beware of people following behind, texting and driving. "K7" is now in the shop; I'm waiting to hear the full estimate of damages. Before and after in the pictures attached.
from what I've experienced, damage totals nearing 60 % of the car's current retail value push the insurance cos. to want to total it; add in the negative value effect if it's fixed and reported to carfax, and, that gets closer to 70 % of value, so more push to make them total. Benefits the owner since any future accidents might not get satisfactorily covered as the value is below non-damaged used models ( i.e., to total it after a second wreck woud be even less of a payoff to the owner). this per my experience with Nationwide.Thats good that you'll only have new parts. However, at 15-16k already coming up, might be totalled... We'll see I guess. My wife's old Kia Soul was totalled at 15k.
#2 if at all possible; first, though let me ask which model you have. is it the fully loaded SXL with tech, etc, or the base model? pretty big difference potentially for loss vs. value.Dave H,
Thanks good points; as soon as I got hit my first thought was ouch; "diminished value." But looking at the big picture; glad to be OK, cars can be fixed and there's ways to negotiate the financial impact. We'll see what the final numbers bring but here's another way to look at this; this opens up some new options!
Community; What say you (options):
1) Fix back to spec; and keep on driving (my current intent).
2) Push for total loss; get another one
3) Use repair funding to modify exhaust to Magnaflows; modify to custom rear diffuser (it lost the value of stock anyway, so why not, see image).
4) Turn it into a "lowrider" (this is LA and someone I know suggested it would be the only Cadenza lowrider in existence).
What say you?